Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. They are available in several different plan types:
- Health Maintenance Organization (HMO) Plans.
- Preferred Provider Organization (PPO) Plans.
- Private Fee-for-Service (PFFS) Plans.
- Special Needs Plans (SNPs)
Medicare Advantage Prescription Drug Plans (MAPD) combine medical coverage AND prescription drug coverage in one.
Medicare Supplements, also known as Medigap, insurance plans fill in “gaps” in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
Prescription Drug Plans (PDPs) are stand-alone plans, covering only prescription drugs for those enrolled in medicare.
Affordable Care Act Plans (ACA) – We represent all available health plans both on and off the exchange to those seeking other health coverage options.
We also offer insurance to individuals who currently do not qualify for Medicare due to immigration status:
- Global/International policies
- Short Term Medical (STM)
Short Term Medical insurance (STM) is designed to help bridge gaps in your health care coverage during times of transition.
Term: Term life insurance provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
Whole Life: Whole life insurance is a life insurance policy which is guaranteed to remain in force for the insured’s entire lifetime, provided required premiums are paid, or to the maturity date.
Final Expense: Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses.